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For this month’s record, fairly just a few affords (between Scotiabank and TD) expired on January 3, 2023. Whereas Nationwide Financial institution and RBC have promotions expiring earlier than the top of the month. Scotiabank pushed its provide until the top of the month, whereas TD modified a few of their affords and now expiry in Might.
High Greater than Regular Signal Up Bonuses
The playing cards are listed by expiry dates, with the newest one first. We included particular months in order that it’s simpler to search out the data. If there’s a tie-break by way of expiry day, then it’s sorted by annual charge (lowest to highest), then alphabetical order.
January 2023
Nationwide Financial institution Platinum Mastercard
- $70 annual charge (first 12 months charge waived) (apply earlier than January 13, 2023)
- Earn 35,000 join bonus factors (earn 15,000 after spending $3,000 within the first 3 months, earn 10,000 for signing up for the insurance coverage for no less than 3 months, earn 10,000 after the primary 12 months anniversary and spending $6,000 inside the first 12 months) (apply earlier than January 13, 2023)
- Usually no join bonus
Nationwide Financial institution World Elite Mastercard
- $150 annual charge (first 12 months charge waived) (apply earlier than January 13, 2023)
- Earn 70,000 join bonus factors (earn 30,000 after spending $5,000 within the first 3 months, earn 10,000 for signing up for the insurance coverage for no less than 3 months, earn 30,000 after the primary 12 months anniversary and spending $12,000 inside the first 12 months) (apply earlier than January 13, 2023)
- Usually no join bonus
- Have at the least $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset below administration. Or $25,000 in minimal purchases per 12 months (current consumer solely)
- $120 annual charge
- Earn 55,000 join bonus factors (earn 35,000 upon approval and 20,000 after spending $5,000 within the first 6 months) (apply earlier than January 31, 2023)
- Usually 15,000 join bonus
- $120 annual charge
- Earn 55,000 join bonus factors (earn 35,000 upon approval and 20,000 after spending $5,000 within the first 6 months) (apply earlier than January 31, 2023)
- Usually 15,000 join bonus
- Have at the least $60,000 in private annual revenue or $100,000 family annual revenue
RBC Avion Visa Infinite Privilege
- $399 annual charge
- Earn 55,000 join bonus factors (earn 35,000 upon approval and 20,000 after spending $5,000 within the first 6 months) (apply earlier than January 31, 2023)
- Usually 25,000 join bonus
- Have at the least $200,000 in private annual revenue or family revenue
RBC Ion Visa Card
- No annual charge
- Earn 6,000 join bonus Avion factors upon approval (apply earlier than January 31, 2023)
- $48 annual charge
- Earn 12,000 join bonus Avion factors upon approval (apply earlier than January 31, 2023)
Scotiabank Platinum American Categorical Card
- $399 annual charge
- $99 annual charge for a supplementary cardholder
- Earn 70,000 join bonus Scotia Rewards factors (earn 50,000 bonus factors after spending $3,000 within the first 3 months and earn a 20,000 bonus factors after spending $10,000 within the 14 months) (apply earlier than January 31, 2023)
- Usually 30,000 join bonus factors
- Have at the least $12,000 in private annual revenue
February 2023
- No annual charge
- Earn 25,000 factors (for spending $1,000 inside 180 days of account opening) (apply earlier than February 28, 2023)
HSBC Journey Rewards Mastercard (QC residents solely)*
- No annual charge
- Earn 25,000 factors (for retaining the account open and lively for 180 days) (apply earlier than February 28, 2023)
HSBC +Rewards™ Mastercard (non-QC residents solely)*
- $25 annual charge (a full annual charge rebate for the first cardholder for the primary 12 months for making use of earlier than February 28, 2023)
- $10 approved person annual charge per card
- Earn as much as 35,000 join bonus factors (earn 30,000 for spending $2,000 inside 6 months of account opening and earn 5,000 factors when beginning the appliance on-line) (apply earlier than February 28, 2023)
HSBC +Rewards Mastercard (QC residents solely)*
- $25 annual charge
- $10 approved person annual charge per card
- Earn as much as 40,000 join bonus factors (earn 40,000 factors for retaining the account open and lively for six months and earn 5,000 factors when beginning the appliance on-line) (apply earlier than February 28, 2023)
HSBC World Elite® MasterCard (non-QC residents solely)*
- $149 annual charge (a full annual charge rebate for the first cardholder for the primary 12 months for making use of earlier than February 28, 2023)
- No annual charge for including a licensed person Licensed Person Annual Charge: $50 Per Card
- Earn as much as 80,000 factors (earn 20,000 Welcome Bonus factors, earn 40,000 factors for spending $6,000 inside 6 months of account opening and earn 20,000 factors as an anniversary bonus) (apply earlier than February 28, 2023)
- Obtain a $100 annual journey enhancement credit score
- Usually 20,000 welcome bonus
- No international transaction charges (solely the change price will apply)
- Have at the least $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset below administration in Canada
HSBC World Elite MasterCard (QC residents solely)*
- $149 annual charge
- No annual charge for including a licensed person Licensed Person Annual Charge: $50 Per Card
- Earn as much as 110,000 factors (earn 20,000 Welcome Bonus factors, earn 70,000 factors for retaining the account open and lively for six months and earn 20,000 factors as an anniversary bonus) (apply earlier than February 28, 2023)
- Obtain a $100 annual journey enhancement credit score
- Usually 20,000 welcome bonus
- No international transaction charges (solely the change price will apply)
- Have at the least $80,000 in private annual revenue, $150,000 family revenue or have $400,000 asset below administration in Canada
*Phrases and Situations apply
®/TM Mastercard and World Elite are registered emblems, and the circles design is a trademark of Mastercard Worldwide Included. Used pursuant to licence.
RBC British Airways Visa Infinite Card
- $165 annual charge
- $75 charge for supplemental cardholders
- Earn 60,000 join bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 within the first 3 months, earn 10,000 bonus Avios (inside 12-15 weeks after the primary 12 months anniversary) (apply earlier than February 28, 2023)
- Have at the least $60,000 in private annual revenue or $100,000 family annual revenue
- Usually 50,000 join bonus
April 2023
Scotiabank Gold American Categorical Card
- $120 annual charge (first 12 months charge waived) (apply earlier than April 30, 2023)
- $29 annual charge for a supplementary cardholder
- Earn 45,000 join bonus Scotia Rewards factors (earn 25,000 bonus factors after spending $1,000 within the first 3 months and earn a 20,000 bonus factors after spending $7,500 within the first 12 months) (apply earlier than April 30, 2023)
- Usually 20,000 join bonus factors
- Have at the least $12,000 in private annual revenue
Scotiabank Passport Visa Infinite Card
- $150 annual charge
- $50 annual charge for every supplementary card (first supplementary card free)
- Earn 30,000 Scotia Rewards join bonus factors (earn 30,000 factors after spending $1,000 within the first 3 months) (apply earlier than April 30, 2023)
- Earn an annual 10,000 Scotia Rewards level bonus after spending $40,000 yearly
- No annual charge
- Earn 10,000 join bonus Scene factors (earn 5,000 bonus factors after spending $750 within the first 3 months and 5,000 bonus factors after spending $5,000 within the first 12 months) (apply earlier than April 30, 2023)
- Usually 2,500 join bonus factors
- Have at the least $12,000 in private annual revenue
Might 2023
TD Aeroplan Visa Platinum Card
- $89 annual charge (first 12 months charge waived) (apply by Might 28, 2023)
- $35 annual charge for supplementary cardholders
- Earn 20,000 join Aeroplan bonus factors (earn 10,000 factors after the primary buy and one other 10,000 factors after spending a $1,000 within the first 90 days) (apply by Might 28, 2023)
- Usually 10,000 join bonus
TD Aeroplan Visa Infinite Card
- $139 annual charge (first 12 months charge waived for making use of by Might 28, 2023)
- $75 annual charge for supplementary cardholders
- Earn 55,000 join Aeroplan bonus factors (earn 10,000 factors after the primary buy inside the first 3 months, earn 30,000 factors after spending $5,000 within the first 180 days and earn 15,000 factors after spending $7,500 within the first 12 months) (for making use of by Might 28, 2023)
- Usually 10,000 join bonus
- Have at the least $60,000 in private annual revenue or $100,000 family revenue
TD First Class Journey Visa Infinite Card
- $139 annual charge (first 12 months charge waived) (apply earlier than Might 28, 2023)
- $50 annual charge for supplementary cardholders
- Earn 145,000 join bonus factors after the primary buy (earn 20,000 TD factors after the primary buy and earn 115,000 TD factors after spending $5,000 inside 180 days, earn a ten,000 Birthday bonus) (apply earlier than Might 28, 2023)
- Usually 20,000 join bonus
- Have at the least $60,000 in private annual revenue or $100,000 family revenue
TD Aeroplan Visa Enterprise Card
- $149 annual charge (first 12 months charge waived for making use of by Might 28, 2023)
- $49 annual charge for supplementary cardholders
- Earn 60,000 join Aeroplan bonus factors (earn 10,000 factors after the primary buy, earn 20,000 factors after spending $5,000 within the first 3 months and earn 2,500 factors for spending $2,500 every month within the first 12 months, as much as 30,000 factors) (apply by Might 28, 2023)
- Usually 10,000 join bonus
TD Enterprise Journey Visa Card
- $149 annual charge (first 12 months charge waived for making use of by Might 28, 2023)
- $49 annual charge for a supplementary cardholder
- Earn 150,000 join bonus TD Rewards factors (earn 30,000 TD Rewards Factors after the primary buy, earn 60,000 TD Rewards Factors after spending $5,000 within the first 3 months and earn 5,000 TD Rewards factors for spending $2,500 every month within the first 12 months) (apply by Might 28, 2023)
- Usually 30,000 join bonus
TD Aeroplan Visa Infinite Privilege Card
- $599 annual charge
- $199 annual charge for supplementary cardholders
- Earn as much as 115,000 Aeroplan factors (features a bonus of 20,000 Aeroplan factors after the primary buy, earn a further 60,000 Aeroplan factors after spending $7,500 inside 180 days of Account opening and a further 35,000 Aeroplan factors after spending $12,000 inside 12 months of Account opening) (Should apply by Might 28, 2023)
- Usually 20,000 signal bonus factors
July 2023
- No annual charge
- Earn 800 join bonus Air Miles (after spending $1,000 inside the first 3 months) (apply earlier than July 31, 2023)
- Usually 200 join bonus miles
BMO Air Miles World Elite MasterCard
- $120 annual charge (first 12 months charge waived if you happen to apply earlier than July 31, 2023)
- Earn 2,000 join bonus Air Miles (spending $3,000 inside the first 3 months) (apply earlier than July 31, 2023)
- Usually 1,000 join bonus miles
- Have at the least $80,000 in private annual revenue or $150,000 family annual revenue
BMO eclipse Visa Infinite Card
- $120 annual charge (first 12 months charge waived by making use of earlier than July 31, 2023)
- Earn 10% extra factors for including a supplementary cardholders
- Earn 60,000 join bonus BMO Reward factors (incomes 30,000 join bonus factors and one other 30,000 after spending $3,000 within the first 3 months) (apply earlier than July 31, 2023)
- Earn 2,500 BMO Rewards bonus factors for every subsequent month with at the least $2,000 in internet purchases
- Obtain an annual $50 way of life credit score
- Usually 30,000 join bonus
- Have at the least $60,000 in private annual revenue or $100,000 family annual revenue
BMO eclipse Visa Infinite Privilege Card
- $499 annual charge
- Earn 90,000 signup bonus BMO Reward factors (earn 50,000 join bonus after spending $6,000 within the first 3 months and earn 40,000 bonus factors after 12 months by spending $100,000) (apply earlier than July 31, 2023)
- Usually 50,000 join bonus
- Have at the least $150,000 in private annual revenue or $200,000 family annual revenue
December 2023
BMO Rewards Enterprise MasterCard
- $120 annual charge (waived the primary 12 months by making use of earlier than December 31, 2023)
- $50 annual charge for a supplementary cardholder
- Earn 50,000 join bonus factors after spending $5,000 within the first 3 months (apply earlier than December 31, 2023)
- Usually 35,000 bonus factors
Notice that we presently produce other sorts of month-to-month lists happening:
Please tell us within the remark part under if you want to see different sorts of month-to-month lists or if we missed any promotions!
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